Is it legal for a lender to give a payoff quote, receive full payment, subsequently re-amortize the loan and resume billing for

You may have several defenses to any lawsuit that they lender may bring against you on the balance of the loan, such as accord and satisfaction. ...

Options on how to dispute a collections claim.

You should send your dispute by certified mail of the balance to the debt collector, since your first letter may not have been clear that you...

Code of Civil Procedure in California. Does a judgment creditor have standing after assigning the judgment to a 3rd party?

You question is simple: who owns this debt? If the original creditor has assigned it, the the original creditor no longer may sue on it. Obtain...

I sold a car in April to a private party. A bill of sale states $900 but no repayment terms. He won't pay now. What can I do

If you have asked him to pay you the $900 and he refuses, you may sue him in small claims court for breach of contract.

Wage garnishment

There are some key facts missing from your posting. What is the debt that makes it not dischargeable in bankruptcy? Is it a student loan that is...

I joined a Debt Consolidation Company, now I have a suit against me... now what?

I have on Avvo a legal guide on these debt settlement companies. So many of them promise to settle the debts and convince people to stop paying the...

Unlawful detainer

Couples respond to complaints together in many court cases, if they are both named and served. If you find it easier to answer together, then do...

Venue can be proper in many places, depending on the type of contract, where it was executed, and where the defendants live at the time of the...

Please review my legal guide, in the link below, on vehicle repossession and consumer rights. You have several potential defenses and areas where...

I'm nt sure what kind of lien. The form from Santa Clara county just stamps lien.

No one will arrest you for asking to make a copy of your case file or to copy the lien document with the county recorder's office. Did you know...

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