Can a collection agency seek a deficiency judgment if a 1099c has been issued?

It does not appear that they have a viable debt anymore. The debt is canceled and assigned to the IRS, per a similar situation considered in the...

I want to dispute the charges on the bill my attorney sent me.

You are entitled to your file from a lawyer, whether or not you paid the fees. Send a letter to the lawyer by certified mail, return receipt and...

I was informed today by a law office that my wages will be garnished. What is the protocol for garnishment?

Please see my Avvo legal guide on making a wage garnishment fair and reasonable for you. I have linked it below. You can probably do this...

What questions do I need to ask my lender if current with my mortgage payments?

If you send a qualified written request under the Real Estate Settlement Procedures Act (RESPA), you will get what you are entitled to get and...

Being sued by an illegal Payday Loan Company

You should consult an attorney in New Hampshire, who is a member of the National Association of Consumer Advocates. See www.naca.net which lists...

Mom's car was repo'd 11 yrs ago & still gets collection calls & letters.

She should consult an attorney in Massachusetts and check the courts in her area to see if a lawsuit was filed and a judgment entered on this debt....

Do i still owe on a personal line of credit if i was forclosed on over 4 years ago and was never sued?

You have been ill advised that you must pay this or "it will follow me forever." If you have not paid this debt in more than four years and they...

If it is a records only subpoena, then a PO Box would be acceptable. You need to read the subpoena carefully, especially which boxes have been...

Have about 45K credit card debt. I have not paid for 7 mos. I have a teacher's retirement pension and about $20,000 in a TSA

Your fact scenario appears to be incomplete, so I would not want to guess whether they can enforce a judgment against your other assets and sources...

After receiving services from a hospital is their a time frame they have to file a lien against my accident injury case

Much of that depends on the terms of services provided to you by this medical provider. In some instances, the provider has an automatic lien, but...