It is odd that they would dismiss with prejudice the credit card lawsuit, without settling the case with you. Please see my blog posting on...

Creditor served papers for me over 2 years ago to address that I have not resided at in over 16 years

From your description, a default judgment was entered against you, which you will need to have set aside, if you wish to be permitted to dispute...

The request for validation must be sent in writing within 30 days of receiving the initial letter from a debt collection agency or debt collection...

Selected as the best answer

You do NOT need to verify anything. If you like, send one of the two sample letters 1.1 or 1.2 (see link below) to debt collectors from my web...

Re: OSC re: dismissal of Settled Debt Case, I'm the Defendant - Do I need to appear and should I file something with the Court

I concur with Mr. Chen, that you need not show up, as the court will probably dismiss the case, if the plaintiff's firm does not show. It is likely...

Have a levy on my bank account, called the lawyer's office who is handling the collection

First, please follow Avvo guidelines: NEVER IDENTIFY YOURSELF in public forum, such as Avvo.com. Only disclose your identity or specific case info...

Civil codes auto loans

Please see my legal guide on Avvo regarding your rights, as a California consumer, following repossession or voluntary surrender of a vehicle. From...

I got a letter from a creditor, dated in early January that said they had charged off the debt and I no longer owed it to them..

This is a frequent question, so below is the link to my blog addressing it. In fact, a charge off does not make the unpaid debt uncollectable by...

How can i reduce or eliminate a court ordered garnishment from a credit card debt that was sold over a year ago to a law firm

In addition to the good advice from Mr. Chen, I have on Avvo a legal guide on how to lower or eliminate the amount garnished, using the claim of...

Before you decide what your next step is, you should review your options in the videos on the home page of my web site, below. There is no...