I help a fried to open a business account under my name he overdraft the account the bank send me to collection.

The old saying, "the road to hell is paved with good intentions," applies especially when people allow their good credit to be used by someone who...

I need to respond to a Civil summons by Monday 8/20/12. Its for an outstanding credit card debt.

Before you start to represent yourself in this case and pay money to the clerk to file your papers, please watch the first video on the home page...

I have debt collectors calling from multiple old credit cards. Is there a statute of limitations clearing me of it?

I refer to this as the "Don't Pay a Dime Strategy," which is an alternative to filing for Bankruptcy. Please see link to my blog on it, below, ...

Would it negatively affect me if I negotiate w/ collectors myself on credit card debts w/ & w/o judgement before going to lawyer

The first video on my home page (see link below) discusses options when a consumer is sued on an unpaid credit card debt. Negotiating is one...

Advice on debt settlement please...

I have on Avvo three legal guides on the subject of settling credit card debts and collection lawsuits and getting it documented in writing. Please...

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My wife and I have no assets or money, she was served with a summons for $12K plus of debt on a credit card.

Your question is shared by many of my clients and prospective clients. Please go to my website (linked below) and watch the first video on my home...

Recieved summons being sued by Asset Acceptance LLC. for $3086 plus interest and other. Can I settle out of court?

Yes, you can certainly try to settle. I have three legal guides on Avvo on how to negotiate and settle a debt collection lawsuit. Linked below is...

Can a collection agency repossess my car after it came off my credit report?

I would need to review more facts of your case to know of this repossession was legal or not. As Mr. Howell stated, it is not what your credit...

I have on Avvo three DIY guides to settling debt collection lawsuits, which include specific terms most settlements should contain. I'd suggest you...

Is there anything I can do to lessen the amount of a garnishment?

Mr. Chen is correct. I have on Avvo a legal guide, see link below, on preparing the Claim of Exemption and reducing the amount so that the amount...