Archived
Is This Considered Libel? Malice? Or Are Debt Collections Rules Being Broken?
Robert's answer
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Answered on September 24, 2012
A creditor involving a consumer credit transaction is subject in California to our Rosenthal Fair Debt Collection Practices Act (RFDCPA). This...
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Archived
Not sure if it's worth filing bankruptcy on my second loan that was sold to a collection agency?
Robert's answer
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Answered on September 17, 2012
Bankruptcy can be avoided, if you can settle this in full. Have you given that a shot? Perhaps it would be worthwhile to see if you can borrow a...
Archived
Will Chase Auto Loan Re-Issue a copy of the 1099-C I got, so I can file with the IRS??
Robert's answer
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Answered on September 17, 2012
You can also contact the IRS to find out what 1099's were filed, if any, for a particular tax year. They can send you a printout of information...
Archived
If I do not file an answer to a summons for unsecured debt and it goes to judgement does it get discharged in a bankruptcy?
Robert's answer
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Answered on September 17, 2012
I agree with Ms. Bunce, that it is easier to file before a default judgment becomes a recorded abstract of judgment, which may take longer to...
Archived
I want to sue at&t for loosing the equipment that we returned and then sending it to collections. Do i have a chance?
Robert's answer
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Answered on September 15, 2012
First step is to get the information about this judgment, then contact an attorney who defends consumers in collection cases, to see about setting...
Archived
In an unlawful detainer case, what is the best way to request a notaries log book?
Robert's answer
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Answered on September 15, 2012
Great comments by Mr. Chen. If this were not a UD case with trial so close, then the attorney would probably set the deposition of the notary and...
Archived
Shouldn't a satisfaction of judgment be filed when a conditional settlement is satisfied ?
Robert's answer
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Answered on September 13, 2012
No judgement was entered on your case, the case was dismissed. Provided that the debt collection law firm does not file a judgment for lack of...
Archived
Civil law suit question
Robert's answer
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Answered on September 13, 2012
Please see my blog posting on the question of how long to file a response after substitute service, which is linked below.
Robert Stempler...
Archived
What should be done about a Psychiatrist committing debit card fraud?
Robert's answer
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Answered on September 13, 2012
There are potentially many violations of civil and criminal laws, such as Identity Theft and Fraud and violation of the Consumers Legal Remedies...
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Husband got ck today, $71.00 was taken out -------it said: ---------------------> cred garn cgpg -
can u help?
Robert's answer
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Answered on September 13, 2012
It would appear that his wages are being garnished, but it is unclear what the source of the garnishment order is, whether it is an outstanding...
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