I have a blog that explains all options for an unpaid judgment, such as an unpaid default judgment. Included as an option is contacting the...

Fair Credit Reporting Act explanation

Congress amended the Fair Credit Reporting Act (FCRA) to protect victims of identity theft from having false accounts on their credit reports, when...

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Apparently I was sued in 2008 for a credit card debt ( that I don't remember having) . I was never served. Can they do this?

Getting a default judgment older than two years old set aside can be a considerable challenge, even if you were not served. See Cal. Code of Civil...

I have a judgement in Oregon, recently moved to California and work for the Federal Gov.

Two things: (1) They can file a petition in Cal. Court for a sister state judgment then enforce that using the enforcement of judgment procedures...

My grandma refinanced her car three times and now has a loan that says the annual percentage rate is 35%. Is this legal?

Numerous contracts, documents, and a party who probably did not understand what she was signing make it clear that you will need to consult with an...

If a Junk Debt Buyer sues a California resident for credit card debt and the card has the 'governing law' clause

It means that Virginia law applies with respect to enforcing that contract. For instance, Virginia's three-year statute of limitations should be...

I will be working for a Massachusetts company, but not in Massachusetts. Rather overseas. Can my wages still be garnished?

There are not enough facts in your posting to fully answer, but it is true, that I have seen people with unpaid judgments have their wages...

Filed a motion to vacate judgment court hearing in place to stop bank account levy and levy on bank safe deposit box

There is no single form, because the facts vary by each case. Your posting does not state how long it has been since the default judgment was...

Can a financial company garnish my check twice for a debt that was already paid.

No. That would be illegal debt collection harassment. If you were garnished or had your bank account levied and this judgment has been paid, then a...

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If I got a civil demand letter and I paid it does it stay on my credit record or any record?

The account should show payment status accurately on your credit reports. If you paid it after defaulting, then your credit reports must show the...