Archived
I was out of country for three years. I came back now and found someone used my credit card and phone account.
Robert's answer
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Answered on April 17, 2013
I'd recommend getting a police report from your local police or sheriff's department and that you pay to freeze your credit reports with Experian,...
Archived
I'm in Ca and being sued by a credit card. If the court finds it in their favor, what can they do to me?
Robert's answer
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Answered on April 14, 2013
If a judgment is entered against you on this lawsuit, it is possible that if they try to garnish your wages, you would qualify for a claim of...
Archived
I live in California, can my wages be garnished for my husbands back child support? If so, is there anything I can do?
Robert's answer
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Answered on April 13, 2013
The IRS can garnish wages, levy bank accounts, record a lien on real property, and (as you've learned) intercept tax refunds.
If you are unable...
Archived
Can I send subpoena to declarant of C.C.P 98 instead of asking Sheriff to serve?
Robert's answer
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Answered on April 13, 2013
You must use a process server or the sheriff's civil department. Process servers may be able to do this more quickly. If the witness is there and...
Archived
I had an abstract of judgement placed against me in 2007 I paid the debt off 1/2008. How do I get it removed with LA County?
Robert's answer
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Answered on April 13, 2013
Mr. Chen is correct, as usual. If a satisfaction of judgment has been filed, then all you need now is to get either a certified copy of that...
Archived
My email account got hacked,have all important personal information(tax info)stored in there,should I file police report? Thanks
Robert's answer
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Answered on April 13, 2013
Yes, I'd recommend a police report and that you pay to freeze all of your credit reports with Experian, Equifax and Trans Union. The details are on...
Archived
I have $4,000 in bills from an ER that didn't provide me services. I've disputed the charges, to no effect. Recourse?
Robert's answer
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Answered on April 13, 2013
The medical bill should be disputed in writing, with proof of delivery by U.S. Certified Mail, return receipt requested. See the sample letters on...
Archived
Why would a debt collector block out an account number from a billing statement?
Robert's answer
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Answered on April 12, 2013
The Cal Rules require protection from identity theft by requiring all but the last four digits of an account number and other personal information...
What is a debt validation in California? what consist a debt validation/
Robert's answer
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Answered on April 12, 2013
Unfortunately, there are court cases that have relaxed the rigor of a collection agency's response to a request for validation under the Fair Debt...
Archived
Demand letter proof of debt
Robert's answer
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Answered on April 11, 2013
Such letter will not serve as a response to the complaint, which leaves you exposed to having a default judgment entered or the letter stricken as...
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