Archived
I need a release of liabilty form for my contractor before he enters my home to start work on my house
Robert's answer
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Answered on April 25, 2013
What liabilities do you plan to have the contractor release in advance? What sorts of work will the contractor be doing for you and what risks to...
Archived
Chapter 13 bankruptcy foreclosure unsecured debt
Robert's answer
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Answered on April 25, 2013
If the lender foreclosed by a trustee sale, not by a lawsuit filed in court for a judicial foreclosure, then you most likely have no deficiency to...
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Archived
How much interest is a debt collector allowed to charge in the state of Virginia (a commonwealth)?
Robert's answer
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Answered on April 25, 2013
Please resubmit this question for attorneys located in Virginia to answer. This was posted for California attorneys, who are not likely admitted to...
I owe American Express $20,000. Can they sue me ? I am self employed would thus affect my business?
Robert's answer
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Answered on April 24, 2013
Once the consumer has defaulted on the credit card, the creditor can do what they believe is best to be repaid, including demanding payment in...
Archived
Can a unsecured credit card company like Citibank legally take money out of a personal checking account for unresolved debt?
Robert's answer
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Answered on April 24, 2013
States have statutes or rules in "Common Law" that permit the bank to take funds from a customer's account, if they are due from the customer, such...
Archived
I have been on unemployment for 6 months and unable to make credit card payments can they garnish my unemployment in California
Robert's answer
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Answered on April 24, 2013
Unemployment benefits are exempt from garnishment and bank levy, if directly deposited to your bank account. However, once you return to the...
What should I do if I never received a summons for my trial (debt collection) and am unable to appear in court on the date?
Robert's answer
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Answered on April 24, 2013
Your posting does not specify what the hearing date is. Perhaps it is not something for the defendant, if you have not been served. I'd recommend...
Archived
We didn't like the wedding venue and didn't return or sign their contract. Are we liable?
Robert's answer
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Answered on April 24, 2013
There are not enough facts to determine what the fee would be and what would be provided. A contract for services does not always need to be in...
Archived
How to find out if a debt judgment issued in WA against Tom living in CA has already been repaid by another party or not?
Robert's answer
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Answered on April 24, 2013
From your posting of some of the procedural facts, in my reading of your posting, the debt collection lawsuit and judgment were discharged in...
Archived
Didn't pay my HOA fees for 9 years (2003-2012). HOA only sues me now 4/2013. Can they collect beyond 4 years back? (SOL)
Robert's answer
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Answered on April 24, 2013
You may have a defense to the collection of the monthly HOA dues that are past the applicable statute of limitations period. However, the HOA has a...
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