How to stop a harassing debt collector scam?

Threats of jail indicate to me that these calls are by people who have no regard for the Fair Debt Collection Practices Act (FDCPA). Do you know...

If I pay my student loan for the amount that we settled for, can they come back and try to get me for the full amount later?

If you get a letter from them with the settlement amount and you TIMELY pay that amount and make sure that you send them a cover letter with your...

What does a judgement creditor have to do to collect additional cost & interest from the judgement debtor?

If the Unlawful Detainer Action was filed (the legal term for an tenant eviction proceeding), then the order of eviction can include an award of...

Is there any way for me to stop a collection agency from contacting my spouse?

Please see the letters in my sample letters linked below, in particular see sample letter 1.2 to advise them that you will not pay the debt, which...

I have an existing FTB wage garnishment and I'm about to change jobs. How soon will FTB find out about my new employer and how?

You may get a few paychecks before they make the switch, as the find out by the employer's reporting on the payroll tax reports. The larger the...

I live in California and got an online payday loan can they charge me for bad check law?

This sort of situation comes up often on Avvo and I sometimes get calls from consumers who have a problem with a payday loan, where a collector...

What can I do to handle this situation? I don't want to lose my things. Should I apply for bankruptcy or don't bother w/ them?

If you search on Avvo's "Find a Lawyer" tab, you will find well-rated bankruptcy attorneys who would not charge you for the consultation. ...

If the debt is invalid due to the lack of a license (per your lawyer), then to refer the matter to another to collect it (a collection agency, in...

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Should I pay or should I ignore the debt collector?

There's no reason to ignore it, if you can settle for a lower amount that you can afford to be done with this and not have it hanging over you and...

Will the debt collector sue me for garnishment for $1000 medical debt?

You may be correct about the statute of limitations, so if they sue in a debt collection lawsuit, that defense must be correctly stated in your...