Archived
Credit card charged off in 2006, lawyer is wanting a credit card # or debit card over the phone to pay for charges from ex wife.
Robert's answer
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Answered on June 12, 2013
I have not had a chance to see a process server trying to collect money, so this makes me very suspicious and I would consider it on the level with...
Archived
What can I do if I'm being sued by a debt collector and I have no income to pay back?
Robert's answer
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Answered on June 08, 2013
That is a very tough call that you will need to make in a tight budget. In my view, you pay first what is essential for now, such as rent/mortgage,...
Archived
Can i go to jail for a overdrawn account
Robert's answer
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Answered on June 08, 2013
No jail for this, unpaid debt is a civil matter. If you don't payoff the debt to the bank right away, they will probably report this to a special...
Archived
I just got a notification in the mail about a bank levy. I called the bank they said it was a one time order. Is that true?
Robert's answer
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Answered on June 08, 2013
When the bank levy is delivered by the sheriff, whatever is in the account at that moment is turned over by the bank, unless the bank knows that...
Archived
I have a collection agency sending me letters from when I lived in an apartment three years ago.. What should I do?!
Robert's answer
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Answered on June 08, 2013
If this has been more than 30 days since the first letter, I suggest that you send my sample letter 1.2 (see link, below) and indicate your current...
Are all documents provided under oath by the defendants during the discovery through request for production of documents
Robert's answer
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Answered on June 08, 2013
Rare is the document that authenticates itself, merely by being provided to the opponent in a case. Under the Cal. Civil Discovery Act, the oath...
Archived
Do I need an attorney?
Robert's answer
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Answered on June 07, 2013
Please review my blog, linked below, explaining all options to a default judgment. If not served, you have the right to set aside the default...
Archived
I`am the plaintiff, I lost my small claims Court case. Once I exhaust my administrative remedies in the state small claims court
Robert's answer
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Answered on June 07, 2013
As stated by Mr. Chen, small claims court is not an administrative remedy under the FTCA. Below is a link that you may find helpful to ensure that...
How long does a creditor have to produce and collect on a bill after someone is deceased in the sate of California?
Robert's answer
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Answered on June 06, 2013
Watch out for unpaid care facilities, as sometimes they get people to co-sign or guarantee any unpaid charges. If you have a final statement...
Archived
What bank info must I divulge at a judgment debtors examination?
Robert's answer
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Answered on June 06, 2013
If requested during the order on examination, then the debtor must answer truthfully and accurately. Almost all questions about your financial...
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