Archived
How to handle credit card that shows I owe money on an account that has a full satisfaction of judgement already filed?
Robert's answer
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Answered on August 09, 2013
Please use one of the letters on my website (linked below), such as sample letter 3.1, to dispute this with the credit reporting agencies. My...
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Archived
Can i Ex be charged with fraud and identity theft for using my daughters credit.
Robert's answer
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Answered on August 09, 2013
It is illegal and a criminal offense to open a credit card account or obtain credit, property or money with someone else's personal information...
Can a collection agency call references or family members and inform them that they will go to my job
Robert's answer
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Answered on August 09, 2013
No. If this debt is primarily consumer in nature, the the Fair Debt Collection Practices Act, both federal and California, should apply and...
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My car was repossessed. The finance company said I had to pay the late pmt+late fees+repo fees, which i did. Wont return car
Robert's answer
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Answered on August 09, 2013
They cannot keep a vehicle once you have paid the amounts due, including the repo charge. It's illegal and violates your contract and the...
I was served a court summons without a date by cach llc im being sued is it a real summons without a date
Robert's answer
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Answered on August 09, 2013
The home page of my website, linked below, has several short videos on your options, when receiving a debt collection lawsuit. A formal response is...
Archived
How to get my bank levy money back. I'm in California. Also it's with a co signer and she also filed bk 1 month after I did.
Robert's answer
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Answered on August 07, 2013
I have edited this to include bankruptcy so that the bankruptcy attorneys on Avvo will see it and know to respond. When you don't hire a bankruptcy...
Archived
If I have and account with my dad and he withdraws $ on an overdrawn account, should I be responsible for the NSF fees, etc.??
Robert's answer
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Answered on August 07, 2013
All persons who are on a bank account are jointly responsible for overdrafts and handling the account properly. It may be better for you to be an...
Archived
My bank account was garnished... How do I stop it?
Robert's answer
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Answered on August 02, 2013
File a claim of exemption with the levying officer using the link below to get to the form for financial statement and for claim of exemption, see...
Archived
Judgment I didn't even know....
Robert's answer
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Answered on July 24, 2013
I have a blog that you need to read, linked below, on your options upon learning of a default judgment, when the defendant (you) were never...
Archived
Went to debt collector office for old default judgment account which I was not aware off. These accounts were sold in 2006
Robert's answer
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Answered on July 23, 2013
They could have a Writ of Execution delivered to your bank or credit union today, tomorrow, or whenever and seize up to the amount of the judgment...
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