Archived
Can I be sued by a credit collection if I no longer live at the address they have on file, and haven't been physically notified?
Robert's answer
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Answered on September 10, 2013
Your options are explained in the videos on the home page on my web site. Also, the blog linked below will explain the next steps that you need to...
Archived
Debt validation question, received wrong info.
Robert's answer
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Answered on September 08, 2013
Send a letter to them by Certified Mail stating that they sent incorrect account information and that they should either send the correct...
California sub-service of summons "deemed complete 10 days after mailing" - makes for a total of 10+30=40 days' time to respond?
Robert's answer
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Answered on September 08, 2013
The defendant who is substitute served has 40 days from the mailing date, but if that falls on a weekend or court holiday, then it is the next...
Archived
Do I have to pay for a car we did not buy? Possible stolen identity, collections agency repeatedly calls.
Robert's answer
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Answered on September 07, 2013
As stated so well by Mr. Lysle, an identity theft issue should always start with getting your free annual credit reports, then getting a police...
Archived
I found out today I am being sued by a junk debt collector by finding my name in the court system website.
Robert's answer
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Answered on September 07, 2013
My website's home page has several short videos that explain your options, to let you decide what is best for your circumstances. One thing that I...
Archived
I need help on how to fight a debt collector who is trying to sue me. I'm unemployed, on unemployment, food stamps
Robert's answer
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Answered on September 07, 2013
As Mr. Adams inferred, a knowledgeable consumer attorney should be able to defend an identity theft debt collection lawsuit and possibly file...
Archived
Can they repo my mothers stuff if I crashed her car and I cannot pay $15, 000 within 6 months?
Robert's answer
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Answered on September 04, 2013
Your posting is unclear as to what agreement you were paying the $200 per month towards. Was it a settlement agreement that you signed? Did your...
Archived
California Got 30 day proof of summons and complaint
Robert's answer
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Answered on September 04, 2013
I concur with Mr. Perry, that the suggestion by the self-help office is that you must attached or file with your general denial (assuming that is...
Archived
I won a credit card lawsuit and the case was dismissed with prejudice. The credit card company continues to bill me and ding my
Robert's answer
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Answered on September 04, 2013
Congratulations on the win in court. If an account is disputed and removed by the CRAs (credit reporting agencies) then it should not appear again,...
Archived
Should my car be at auction if the deal with dealership was not finalized?
Robert's answer
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Answered on September 04, 2013
Unless you purchased a used car and are within the cooling off period (which it does not appear that you are), once a car sales contract is signed...
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