Do I have to submit a written response if being sued or just show up to court the date they have listed? What do i submit?

Unfortunately, the documents that are served with the "Summons and Complaint" add a layer of confusion to many people sued in a debt collection...

How do they get to the settlement numbers

In the area of personal injury tort cases, the traditional rule of thumb is to allocate a multiple of the injured plaintiff's medical bills as...

I've had bad credit and it's been probably 7 years. I was wondering how can I clean my credit since it's stopping me.

I have linked to my blog, below on the "Don't Pay a Dime Strategy," which you may find encouraging if you have not paid this debt in over four...

It does not appear that a bank has a duty to refund the money to you, because it handled an order to pay a judgment or agency order from a...

Creditor & hospital wouldn't stop billing us even though it's already paid in full. What to do?

It does not appear that a bank has a duty to refund the money to you, because it handled an order to pay a judgment or agency order from a...

Junk debt collector send summons by mail. How do I know if I was served property? Don't see proof of service? Motion to quash?

Generally, judges do not favor a defendant's motion to quash, if the lawsuit is in the proper court for the case and the defendant is aware of the...

If I am 1.5 months past due on my car payment with Chase bank can they repo the car?

The creditor or lessor of a motor vehicle can repossess for any breach of contract, provided that it is not something that reflects bad faith on...

I loaned a friend some money over a year ago and she hasn't paid a dime back... actually it was my mom who loaned it to her.

Small claims court is your most likely next step, if the person has the funds and will not return your money. Thought not cheap, if you win, the...

If they don't honor the terms of your contract, then they will be in breach of that contract with you, the consumer and also violating the...

Cash Call wants to sue me is it better to get a judgement or try to work out a deal. The interest is over 100%.

I have never seen a judge award such an outrageous interest rate. If they sue you, I recommend hiring a debt collection DEFENSE attorney to get the...