Archived
Now that I’ve received my Chapter 13 Discharge and I’ve filed the Debtor’s Certificate of Compliance, what must I do to finalize
Michael's answer
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Answered on June 06, 2014
Do this:
1. Buy a certified copy of the order stripping the lien from the US Bankruptcy court's clerk's office (if you filed in LA, the...
Archived
Chapter 7 discharged in July 2010. Never reaffirmed 1st or 2nd mortgage. Have made all payments on 1st and am current.
Michael's answer
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Answered on May 22, 2014
The statute of limitations won't help you remove a voluntary lien like a mortgage on your home. You may want to negotiate with them for a reduced...
Archived
Is there a deadline to object to discharge if I was not notified of bankruptcy filing
Michael's answer
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Answered on April 04, 2014
In California, if the debtor files a Chapter 7, receives a discharge, and the Trustee finds no assets to distribute, then unlisted creditors may...
Do credit cards with zero balance "survive" bankruptcy chapter 7
Michael's answer
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Answered on March 14, 2014
It's possible to still keep the zero balance accounts active, but not a guaranty. You do not have to list the zero balance accounts in the...
Archived
How long after bankruptcy Discharge can The Trustee come after any money you make as (example Taxes refund etc )
Michael's answer
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Answered on February 24, 2014
Seek a consultation with a qualified bankruptcy lawyer. If you filed a Chapter 7 and the tax refund is for a period prior to the bankruptcy filing...
Archived
On a discharged secured guaranteed loan for another party's house remain on my house after my discharge?
Michael's answer
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Answered on February 20, 2014
Bankruptcy discharge forgives debts, but does not erase liens. However, you should contact a qualified real estate lawyer to review the...
Archived
Why my company still received tax due statement from State after filing bankruptcy?
Michael's answer
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Answered on February 20, 2014
Generally, the government can issue tax deficiency notices to the debtor during a bankruptcy case and not violate the automatic stay. Assuming the...
Archived
Can dept owed to the U.S Dept. Treasury from previous employer be discharged under Chapter7
Michael's answer
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Answered on February 19, 2014
I agree with the previous answer by Ms. Larkin, but make sure you have a bankruptcy attorney review the bill first before you file your case.
Archived
A Debtor left out in Confirmed Chapter 13 in California?
Michael's answer
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Answered on February 18, 2014
Contact your bankruptcy lawyer to discuss this, if you have one. If you do not, then try to get a free consultation. Depending on the facts, the...
Archived
Is it too late to set up a spendthrift clause in a revocable living trust to protect the beneficiary from chapter 13 creditors?
Michael's answer
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Answered on February 17, 2014
I agree with Mr. Russell. Chapter 13 plans last no longer than 5 years, so I assume your parents will outlive the life of your bankruptcy. If...
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