Archived
Can filing for bankruptcy keep a condominium home owners association-"hoa" from foreclosing on our home for past due "hoa" dues
Justin's answer
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Answered on November 23, 2012
I have several clients who have filed chapter 13 bankruptcy for the sole purpose of catching up on HOA arrears. I also have clients who intended...
Archived
Does an in rem filed by a trustee attorney representing my lender allow them to proceed with a trustee sale?
Justin's answer
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Answered on November 21, 2012
There are two types of liability you encounter in bankruptcy: in rem and in personam. Chapters 7 and 13 bankruptcy discharge in personam...
2 leashed dogs got into a minor quick fight outside the dog park. One had minor injuries, the other had none. Who is liable?
Justin's answer
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Answered on November 21, 2012
I have been sued over my dog and represented people who were injured in dog attacks. The first question is whether you were somehow negligent in...
Archived
What can I do in a BK case where the Creditor will not produce a Pay Off Demand
so I can pay the Secured Creditor?
Justin's answer
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Answered on November 20, 2012
Consult section 2943 of the civil code, which requires the lender to respond to a payoff demand within a certain number of days and allows the...
What is the difference between the property of a debtor in a chapter 7 bankruptcy and property of the estate?
Justin's answer
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Answered on November 19, 2012
An unexpired lease is an executory contract. Executory contracts are discussed at Section 365 of the bankruptcy code. They must be assumed by a...
Archived
Can I change my LLC to be only my daughter's so that I can file personal bankruptcy and not have to list it as an asset
?
Justin's answer
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Answered on November 19, 2012
The court has the power to set aside the transfer if it determines that your daughter paid less than fair market value, the transfer left you...
Archived
Million dollar question re: purchase money loans / anti-deficiency in CA
Justin's answer
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Answered on November 17, 2012
Section 580e(b) of the code of civil procedure, which apllies the anti-deficiency rules to short sales, states "A holder of a note shall not...
Archived
Can a mortgage servicer take 50000.00 and not apply it to any principal on the loan and then steal the house by foreclosure
Justin's answer
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Answered on November 17, 2012
Your experience is not uncommon. You have several options, including filing suit in state or federal court for wrongful foreclosure and obtaining...
Archived
If an order to sale has been granted on my primary residence, will bankruptcy stop it?
Justin's answer
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Answered on November 16, 2012
I am assuming that you are in judicial foreclosure. The bankruptcy stay goes into effect immediately and automatically upon filing the case. You...
Archived
I just bought a house from the bank that has tenants. I plan on living in the house. I gave them 90 days notice to vacate and
Justin's answer
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Answered on November 15, 2012
The tenants are entitled to up to 90 days notice to vacate following a trustee sale before the new owner can commence an action for unlawful...
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