Archived
Need to file aChapter 13 in L.A. bkcourt TOMORROW 1/16/13 to prevent a trustee sale on 1/17/13. After filed what is next step?
Justin's answer
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Answered on January 16, 2013
Be advised that the bankruptcy clerk's office closes at 4 pm. An attorney can file electronically at any time. You should consult one.
Archived
Filling Bk takes away all linked cases from the court on foreclosure property, If I surrender the property with Bk process.
Justin's answer
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Answered on January 14, 2013
Building and zoning code violations are generally treated as criminal misdemeanors in Los Angeles County. Monetary fines for misdemeanors are not...
Archived
I am the joint debtor in a chapter 7 bankruptcy. My husband not on auto loan. just me. Where do I sign on reaffirmation. As Join
Justin's answer
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Answered on January 14, 2013
In the Central District of California, there are workshops for debtors considering whether to sign a reaffirmation agreement. Contact the court. ...
Archived
2nd foreclosed 1yr ago. Wondering why monthly mtg statements from 1st are still in our name? Were we scammed?????
Justin's answer
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Answered on January 14, 2013
When the second lender forecloses, the first mortgage ordinarily survives the trustee sale and remains in the original borrower's name. The new...
Archived
I had a 1st & 2nd mortgage on my house. The house was underwater and foreclosed on by 1st - will I be liable for the deficiency
Justin's answer
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Answered on January 14, 2013
If both the first and second loans were refinance loans, and the first lender foreclosed, the second lender is considered a sold out junior...
Archived
Just wonder recently I have made an offer to a short sale house, 5 days later my agent told me the deal did not go through.
Justin's answer
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Answered on January 12, 2013
It may be that the lender did not approve a short sale at the price you offered, but that a subsequent higher offer was approved by the lender, the...
Archived
I have a sole propreitorship for a taxi cab business. Will I be able to operate the business when I file a Chapter 7?
Justin's answer
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Answered on January 11, 2013
Get insurance before you file. And don't even think about transferring title before you file. Depending on the value of the vehicle and your...
HOA homeowner's association bill on home foreclosed on in CA. They are still going after me. Wasn't this paid when resold last
Justin's answer
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Answered on January 11, 2013
HOA assessments are specially protected under California law. If they are not paid through the foreclosure auction, the HOA can come after you...
Archived
My wife own the house. she is on the notes . she is planning on bk. will the bank sue me for a heloc loan that is secured
Justin's answer
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Answered on January 11, 2013
As has been pointed out, if your wife files bankruptcy, and you are a co-borrower on the HELOC, she will be relieved of her legal obligations to...
Archived
My sister who lives in the property that we're short sale,is refusing to move out.
Justin's answer
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Answered on January 11, 2013
Your sister is a tenant, even if she was not paying rent consistently or at all. You must evict her through the court system. You cannot throw...
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