Archived
My bank has set a sale date for my home in 30 days. while they review my loan modification application. Can they do that is CA?
Justin's answer
|
Answered on February 04, 2013
There are new laws which require that lenders complete the loan modification review process, issue a denial letter, and then wait 31 days before...
Archived
How can we get a lower mortgage interest rate, currently at 6.61%, with low credit scores due to bad credit since 2008?
Justin's answer
|
Answered on February 04, 2013
When you have two properties, the question arises as to which is your primary residence. The loan modification programs available today are...
Archived
In a calif. Quiet title complaint , must the Lis Pendes Be filed @ Recorder's office first before filing claim at court
Justin's answer
|
Answered on February 03, 2013
You have to file the complaint first. The lis pendens must bear the case number. It must be sent by certified mail (return receipt) to the...
Archived
Exemptions - Savings account and Chapter 7.
Justin's answer
|
Answered on February 03, 2013
Trustees often ask for bank statements for accounts with high balances at the time of filing. Assuming your application of the exemptions is...
Archived
Creditor won judgment. Ready to file Chapter 7. Bank accounts has some money.
Justin's answer
|
Answered on February 03, 2013
You are free to withdraw money from your account for legitimate expenses. Sometimes trustees ask for bank accounts with high balances at the time...
Archived
If I file a bankruptcy and have a care that is valued at $6,000 and the exemption amount is only $2775 will I lose it in the bk?
Justin's answer
|
Answered on February 03, 2013
A used vehicle typically will sell at auction for around 40% of its trade-in value in the greater Los Angeles area. Plus, you may have other...
Archived
Do I have any recourse against my mortgage company for putting my home in foreclosure after accepting payment?
Justin's answer
|
Answered on February 02, 2013
It sounds like Citi returned the August payment because it was not sufficient to cure the total arrears and Citi had already decided to commence...
Archived
We tries for 14 months to get a loan mod with american service, the result is a higher payment at the same interest rate, (6.9)
Justin's answer
|
Answered on February 02, 2013
It sounds like you are in a trial modification with America's Servicing Company (ASC). If ASC is the loan servicer, then all modifications will go...
Archived
Do I have any rights regarding this?
Justin's answer
|
Answered on February 02, 2013
It appears that the person(s) who loaned you the money to purchase the property is suing you for the unpaid balance. That your aunt was sued tells...
Archived
2nd foreclosed on home we surrendered to Chpt.7. Will our name ever be removed?????
Justin's answer
|
Answered on February 02, 2013
In California, when the second lender forecloses, the first loan survives the trustee sale (the one exception is where the same bank holds the...
Ad
Transform legal challenges into solutions.
Connect now to review your situation.
The Avvo Rating explained
The Avvo Rating explained