Archived
Will the bank take my home if the home was used as a collateral for a loan obtained by a relative who has stopped paying?
Justin's answer
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Answered on March 10, 2013
The lender can foreclose if you stop making payments. One option is to assume the loan and thereby replace your sister-in-law as the borrower.
Archived
Can I double close in Los Angeles?
Justin's answer
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Answered on March 10, 2013
A double escrow is not per se illegal.
Archived
How should title be held on the purchase of a home with my son, that he will live in but I am initially paying for?
Justin's answer
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Answered on March 07, 2013
Joint tenancy means that title passes to the surviving co-tenant upon the death of the other co-tenant. With a tenancy in common, title passes to...
Archived
Can i include my husband's debts ( in collection company ) except his income when i file bankruptcy chapter 7 singly ?
Justin's answer
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Answered on March 07, 2013
Your husband's income must be disclosed in your bankruptcy schedules and will be taken into account in determining whether you (i.e., you and your...
Archived
Chapter 13 following Chapter 7
Justin's answer
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Answered on March 07, 2013
It is unsettled in California whether a debtor can obtain a discharge in a chapter 13 case filed within 4 years of the chapter 7 discharge. In the...
Archived
How can you tell if you were a victim of predatory lending
Justin's answer
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Answered on March 06, 2013
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Justin Graham's BlackBerry Device
Archived
Selling Condo in City of LA four months before existing tenants scheduled to vacate
Justin's answer
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Answered on March 04, 2013
It is advisable to hire a real estate broker or attorney. The property is for sale as-is/where-is. The CAR forms have the language to that...
Archived
I want to walk away from my second mortgage . I cannot find who owns it . So I cant rife . What could happen ?
Justin's answer
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Answered on March 04, 2013
There are a number of ways to get rid of a second mortgage. You can settle for pennies on the dollar, or you can get rid of the whole amount in...
Archived
I have trued 3 times for loan with wells Fargo or wachovia turned down wife passed away filed ch 13 . 2009 will not help
Justin's answer
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Answered on March 04, 2013
I have worked with several clients whose spouse died and they were trying to avoid foreclosure of the family home. If title is not an issue, you...
Archived
Can a creditor sue me for a debt that was discharged in Bankruptcy over 2 years ago?
Justin's answer
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Answered on March 03, 2013
If a creditor continues to prosecute a claim which has been discharged, the debtor can file a motion for contempt of the bankruptcy discharge...
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