Archived
I just received a verification of debt from a collection agency after I sent out a validation letter to them, what should I do?
Richard's answer
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Answered on February 10, 2012
you should write another letter, and send it either certified mail or by fax with proof of fax transmission. Tell them that you requested...
Archived
Should I let plaintiff set aside judgement in the debt collection suit?
Richard's answer
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Answered on February 06, 2012
The person you talked with was a debt collector. Sending the utility bill will not get them to agree to set aside the default judgment. You need...
Archived
Is there a stature of limitations for an ex tenant to sue in small claims court in California?
Richard's answer
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Answered on February 06, 2012
Yes, there is a statute of limitations. If you had a written lease or rental agreement, the tenant must sue within 4 years. If it was an oral...
Archived
Debt collection on 6+ yr old loan
Richard's answer
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Answered on February 06, 2012
The statute of limitations runs from the last time a payment was made, or when you acknowledged the debt. You need to know exactly what the debt...
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Archived
Should a judgment of dismissal be filed as ex parte?
Richard's answer
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Answered on February 03, 2012
Your question is quite confusing. Is this a lawsuit that was filed against you? If you are the plaintiff, and you want to voluntarily dismiss,...
Archived
Not on the credit card I have the security on I'm using that to start new credit...
Richard's answer
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Answered on February 02, 2012
Please explain your situation and your question in clear English.
Archived
My tax liends and my judgement liends show up on the house that is now my sister's. What to do?
Richard's answer
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Answered on February 02, 2012
A "fraudulent transfer" is a transfer of an asset in order to prevent a creditor from being able to reach the asset to satisfy a judgment. If the...
Archived
My wages are being garnished by the state ftb can they also take my state tax return as well?
Richard's answer
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Answered on February 02, 2012
Yes.
Archived
FDCPA regulations
Richard's answer
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Answered on February 01, 2012
The debt collector may contact anyone to obtain "location information." They cannot tell that caller that they are collecting a debt, only that...
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A collection agency has a levy on my bank account for a credit card debt ,can i stop it
Richard's answer
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Answered on January 31, 2012
There are several limitations periods.
1. Four years (usually) after the date of default, in which the credit or assignee (i.e., collection...
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