It is good that he is not using your name or your identifying info (other than your address) Check your credit report (its may be free at...

It is not legit. If you got the name of the "investigator", I doubt that the person has a license to be an investigator. They are just trying to...

They can refile the case. Because the statute of Limitations is an affirmative defense, which the defendant must raise in his/her Answer and must...

The case employ a collection agency at any time. An defense that you have to the original debt still apply against the debt collector. If the...

The judgment can be renewed again and again until the end of time.

You or your attorney needs to review the entire court file in order to determine what has happened. The court file is in the Clerk's office at the...

There are collection agencies which specialize in trying to collect debts from family members of a deceased. Do not listen to anything they tell...

Your name is on the Writ because the court entered a judgment against you. Either you just did not appear in court or a default judgment was...

You and your former roommate are "jointly and severally" liable. That means that the creditor can go after either of you for the entire amount. ...

It appears that the letter is a civil demand letter or possibly notice of intention to file a civil lawsuit. Private persons and business cannot...