Can a collection agency file a lawsuit for multiple credit card debts at the same time or must they be filed separately?

If the claims are combined into one lawsuit, each side will need to pay the court filing fee just once. The collector saves money on filing fees...

Why am I being charged for default ?

It would be helpful to know more about your situation. I suspect that the "criminal court judgment" is really a restitution order which has the...

Is my Solo 401K safe from uncollected 5 year old out-of state judgments? FYI - a Solo 401K is for sole-proprietors.

You should check the laws in the state where the judgment was entered. While California law may protect funds held within California, I do not...

Selected as the best answer

Cosigner on Loan threatening to sue.

If you agreed, in writing, to guarantee the debt, you may be liable. If it was only a verbal statement, you probably have a defense because, in...

Harassment Calls from Original Creditors.

California's version of the FDCPA applies to original creditors. It is called the Rosenthal Act. The best way to stop them is to file a lawsuit,...

They absolutely can, and probably will, attempt to garnish your wages, levy your bank account and damage your credit. What you must do is to file...

What is the statute of limitations on a internet payday loan in California?

It is a scam and an attempt to scare you. It is not a criminal offense to fail to pay a loan. You cannot go to jail. These scam artists never...

Can i sue for persistent annoying collections calls?

You. If you can prove that they called you an "unreasonable" number of times, you can collect up to $1,000 per violation, plus attorney's fees. ...

What happens if I don't show up to court after the creditor denied my claim of exemption from their wage garnishment attempt?

Show up in court. Do not feel afraid. The judges hear these claim of exemptions all the time. The creditors rarely sent an attorney to court. ...

Ch 7 bankruptcy filed now a creditor is claiming they have a purchase money security interest in earrings we bought as a gift

Get their identifying information. You may hae a good case against them for attempting to collect on a debt that was discharged in BK. If so, you...