Archived
My husband is being sued by a credit card company and he needs to
answer suit with a form. I am not sure what form to use.
Halie's answer
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Answered on September 07, 2011
Seek local counsel to discuss your bankruptcy options. If he charged on the cards and acquired the debt he has few if any defenses.
Archived
Will "three filing of bankruptcy" void the protection of stay by bankruptcy court?
Halie's answer
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Answered on August 31, 2011
If you file bankruptcy and then have your case dismissed (or take action that causes it to be dismissed), the court has the right to ban any...
Can I use my 401K to pay off my chapter 13?
Halie's answer
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Answered on August 30, 2011
Careful paying the plan off early. Unless you're in a 100% plan you run the risk of demonstrating to the court that you have excess income by...
Archived
I have a discharged ch 7 BK but mortgage lender sent me a letter saying i am in serious default with payments due since Jan 11
Halie's answer
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Answered on August 30, 2011
If you filed bankruptcy and indicated that you wanted to retain you house, you MUST keep paying for the home AND get caught up on your back...
Archived
I received a summons for past due condo association fees. I had a chapter 7 judgement 8 months ago.
Halie's answer
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Answered on August 30, 2011
To add to what's already been said, I have seen condo associations place a lien on property for past due HOAs. If this happened in your case and...
Archived
How much does it cost to file bankruptcy in California?
Halie's answer
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Answered on August 30, 2011
As previously stated, the court fees are either $274 for a Chapter 13 or $299 for a Chapter 7. Attorney's fees vary based upon the complexity of...
Archived
Landlord is filing bankruptcy, house is paused on foreclosure, I'm renter do I still have to pay rent?
Halie's answer
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Answered on August 30, 2011
I disagree, I would be careful about not paying your rent. Are you planning to stay in the property after the foreclosure? Do you know if the new...
Archived
What forms are needed to file an emergency chapter 13 in riverside co.
Halie's answer
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Answered on August 25, 2011
Emergency filings are tricky and require a strict adherence to follow up deadlines. I highly recommend you seek out local counsel to handle the...
Archived
By CA law will my student loan remain my own responsibility even if I am in default when I get married?
Halie's answer
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Answered on August 25, 2011
If the debt was incurred prior to marriage only you will be responsible. Only your personal assets can be used to collect on this debt.
Debts...
Archived
Can my retirement check be affected by a personal judgement?
Halie's answer
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Answered on August 25, 2011
Social security checks are not affected by personal judgment, but private retirement checks may be garnished. Garnishments can be as high as 25% of...
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