Are they right? and what should i do?

If you cannot afford the loan, you should notify them of the default, and work out terms.

What type of attorney would I need to file a lawsuit against the bank for slander and defamation of character,?

First contain the branch manager and immediately demand a retraction letter be sent to all relevant parties along with an apology letter to you....

Is it legal to do this if you make it known on the website that you are not affiliated with this company.

You do not know if it is without permission of the companies without seeing all of the paperwork. Certainly the companies are aware that this...

Is there a class-action case to be made from this?

I also agree. Perhaps you can ask that if they collect you can obtain a reward.

Does it need approval when following a reference photo in drawing a basil?

Unfortunately this requires that an EXPERIENCED copyright attorney review the new logo in light of the basil he found on the internet. This cannot...

What appropriate licenses do I need?

You cannot make things containing the name or logo of another without a license. You can resell things that were legally purchased from a licensed...

What legal grounds do I have to sue for stress, defamation of character?

If you could show that your credit was affected solely because of the faulty report then you may have grounds for a defamation suit. But you will...

Can I place a cease and desist and sue for all of the money my company is due. S

You need to consult an aggressive business litigator who can review the materials and determine whether you have grounds to sue. Good luck!

How to get my goods in exchanges for a sales agreement when the seller refuse to comply ?

YOu must find a real estate attorney immediately to write a cease and desist and work with the landlord.

IF you obtain the photos from the copyright owner or licensee then you may have the right to create a derivative work. You would also need the...