What happens to my credit if my hospital bill (5000 dollars) goes to a collection agency? ( I have no credit)

As far as your credit score is concerned, most hospitals don't actually report debts on a consumer's credit report (though some do). However, once...

How long can credit card debt be collected on?

Technically speaking, there is no statute of limitations on "collecting" a debt (i.e., collection calls and letters). I agree this may be a...

As my colleagues have states: Yes! If you have advised this company that you are not the correct individual they seek to collect from, they should...

Collection Agency reporting debt 2 years after Chapter 13 filing?

In some instances, this may be a violation of the stay and/or the FDCPA. However, as it seems that you have a BK attorney handling your Chp 13, I...

CashCall will likely not be deemed a "debt collector" under the FDCPA in this scenario unless the loan was in default when they acquired it. ...

What is the legal reach of debt collection agencies? Could they legally pursue somebody?

Frankly, it depends. Some collection agencies (not creditors/lenders), do buy debts and/or acquire them wherein the collection agency can file a...

I need an aggressive FDCPA/Rosenthal atty in California

I concur with my colleagues about the NIED claims. Based on the limited info you provide, It appears you may have an actionable FDCPA/Rosenthal...

We owe the money on a car tit late. They cal 3 times a day plus leave a message. We have filed a complaint with the FTC. Would

Yes, a Cease and Desist letter should stop the calls. The FDCPA does not directly apply to direct creditors/lenders, but the state Rosenthal Act...

Can I file a lawsuit against a debt collector for calling anonymous and for making harassing phone calls?

Technically speaking, there's no specific provision under the Fair Debt Collection Practices Act (FDCPA) prohibiting a debt collector from blocking...

Getting letters from a collection agency as well as statments from original creditor. Who do I pay debt to?

I have sued URS numerous times in state and federal courts throughout the country. Albeit a repeat offender of the FDCPA, they are not a "scam",...