You got your ID back. What's the problem?????????????????????????????????????????????? ??????????????????????????????????????????????????????????????

Lawsuits do not begin with settlement offers or settlements. It begins with claims against government agencies, then the filing of a lawsuit, and...

A background check on you ... why? Any written contract, or just you word against ...? There is no indication of damages. I am also guessing you...

A tax identification number has absolutely nothing to do with a business license, so the answer is no....

Why are you not asking your parents? I've never heard of a "book with the recipients' names"; usually the beneficiaries are in the document...

You do need to contact your own attorney for advice, Your attorney knows the facts and personalities far better than any volunteer-attorneys...

Going to a website to read the terms and conditions is not necessarily the same as "using the website". I think there is probably a lot missing...

You sent someone some money and Chime followed your instruction. Now you want to sue Chime for following your instruction. Why not ask the person ...

You go to the police station and file a police report. //////////////////////////////////////////...

It's a good question (and a miserable situation) but it is not a "legal question". Good luck....