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What you have posted has all the indications of a scam. One cannot threaten criminal prosecution to collect a debt.

You are asking questions about a written document no Avvo attorney-volunteer has reviewed. One aspect of the analysis is "consideration" (the...

Without any personal injury, sue for what? This "YouTube law school theory of screaming assault" at every unconsented to touching is really out of...

Not every insult is legal defamation. You have no "damages" recognized by law therefore no lawsuit. Hurt feelings are not a recognized type of...

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You absolutely must tell your attorney what you have done. It impacts many parts of your lawsuit.

You have no direct claim against the insurance company, only against the owner/landlord so the provisions of any insurance policy do not affect you.

Your idea that you will sue a multi-billion dollar company because your feelings are hurt is unrealistic. Hurt feelings are not legal damages....

What you describe is identity theft, and worse, besides the apartment, you are now participating in some business venture thanks to a crook. You...

By last name and either format your describe is acceptable.