Will you be able to accomplish this In a Chapter 7 bankruptcy? No*. A chapter 7 bankruptcy does not allow a debtor to avoid a consensual lien;...

Went BK7, discharged 5/10! Bank of America now is moving to foreclose, sale is 3 weeks away. I sent 2 separate QWR's...

All good, accurate information from my colleague Mr. Daymude. A loan workout, modification or short sale may or may not help at this point, as...

At what point during the bankruptcy will Unempolyment garnishment end.

You should not be garnished any longer once your case is filed. One of the many reasons why and how using a bankruptcy attorney may help you. In...

The quads cannot be repossessed during your bankruptcy case (while it is still active) unless the creditor receives relief from stay. Otherwise,...

I received a chapter 7 discharge 3 years ago now want to file again to postpone foreclosure is the stay still in place

Yes, it is possible to file a chapter 13 now, however you will not be eligible for a chapter 13 discharge. To be eligible for discharge you must...

I saw my credit report and it showd 12 charged off accounts

Bankruptcy may be a strong option for you, depending on a host of other factors. Take a free consultation with a bankruptcy attorney that handles...

Collection attorney Michael K Spires/CACH, LLC filed false proof of service, got default judgement and garnishment against me.

If considering the "bankruptcy solution" please be aware of time constraints: Your options to recover garnished monies will be limited to the 90...

Mortgage Loan Modification with Reduced Principal: What will bank look for to qualify? Is a trial period mandatory?

Due to the settlement with the big 5 banks (and also CA Homeowners Bill of Rights that takes effect 1/1/13), and requirements of the settlement...

Can a signed and notarized debt, stating that this debt can not be discharged in any BK proceedings stand up ?

Generally speaking "no" - you cannot contract out of your ability to file bankruptcy (debtor). There are policy reasons that support this...

Do I need to file for chapter 7 again?

Here is what you must do (no need to file another bankruptcy case ): Motion to reopen + order on motion to reopen + Form B23 + your Certificate...