Archived
Is it legal to quit claim our home which is in pre-foreclosure to another person who will sue our lender on our behalf?
Michael's answer
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Answered on May 26, 2013
Be very careful with this.
Several legitimate foreclosure alternatives exist, including negotiating with your lender(s) and servicer(s), loan...
Archived
Do I need a lawyer to get rid of a judgement on my credit report after my chapter 7 BK was over.
Michael's answer
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Answered on May 23, 2013
Your question is slightly ambiguous so please let me clarify for you:
You will only need to reopen your bankruptcy if you own(ed) any real...
Archived
Can an abstract judgment for a judgment default be dismissed with Chapter 7 BK, and can they levy my bank acct as well?
Michael's answer
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Answered on May 21, 2013
Filing bankruptcy may discharge the debt you owe on the lawsuit. The judgment creditor will not be able to levy your account once the bankruptcy is...
Archived
Where and how can I file BK Chapter 7?
Michael's answer
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Answered on May 20, 2013
If not using an attorney to file your case/represent you, then ...
Must file at filing window downtown LA, Clerk Window US Bankruptcy Court: 255...
Archived
If I file for chapter 7 bankruptcy will my California 529 plan investments be exempt?
Michael's answer
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Answered on May 18, 2013
Under Section 541(b)(6), a 529 Plan is not considered part of the bankruptcy estate at all to the extent that the funds were deposited into the...
Archived
How do i get an avoidance of lien after I filed chapter 7 Bankruptcy and received my bankruptcy discharge?
Michael's answer
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Answered on May 17, 2013
I believe you may be describe a motion that was filed during your bankruptcy to avoid a preferential transfer within 90 days prior to your...
Archived
How long is the automatic stay on the second filing of a Ch 13?
Michael's answer
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Answered on May 17, 2013
If a second chapter 13 filing within 12 months then the automatic stay will be in place for 30 days only. Still, a debtor with this sort of...
Archived
Sued by a creditor and summoned, has 30 days to response to court. I am preparing to file Chapter 7 BK? What am I going to do ?
Michael's answer
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Answered on May 17, 2013
Generally speaking, "no" you will not have to respond if you will be filing bankruptcy. If you do not own any real property, then even if a...
Archived
Filed bankruptcy on home and debts one year ago. Moving out of home do I still have to pay taxes and insurance?
Michael's answer
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Answered on May 14, 2013
I have little to add to Attorney Reiser's response, but to suggest that you negotiate the terms of your move-out with Bank of America before...
How to remove an abstract of judgment on my property after the judgment is discharged in chapter 7 bankruptcy court in Calif.
Michael's answer
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Answered on May 08, 2013
The judgment lien attaches to the real property (in rem) while your chapter 7 discharge will release you of personal liability (in personam) for...
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