Debt settlement help

Why don't you qualify for Chapter 7? Bill collectors really don't get rattled when a consumer threatens to file bankruptcy. Smart bill...

Debt settlement negotiation

The more you pay, the more leverage you will have to get concessions in return. At a minimum, you want a written settlement agreement, and the...

It doesn't make sense to hire a lawyer. That will cost you a many times more than the $185. If I was you, I would pay the $185 and be done with...

Will foreclosure after discharge of a mortgage in Chapter 7 Bankruptcy affect our credit and ability to buy new home?

There are advantages and disadvantages to everything. If you can resolve the situation without a foreclosure sale, I feel you will have a better...

Can I still file chapter 13 bankruptcy if I lost all the money 2 mo. ago from a home sale of $200,000 because of gambling?

I don't think it much matters what kind of bankruptcy you file, nor how long you wait to file it. I expect you to face the same questions and the...

FDCPA Violation + Chapter 7 = ?

The moment you file bankruptcy, your lawsuit becomes property of the bankruptcy estate. After that, you won't have the absolute right to make...

What post-petition money is due to a mortgage lender in a Chapter 7 asset-case bankruptcy when the real property is being sold?

The post petition interest, and property taxes are part of the secured lien against the real property. Every month of non payment further errodes...

My daughter bought a cell phone on my account that she is not authorized on. Do I have to pay for the phone?

I think you have a good chance of getting out of this if you are willing to see your daughter prosecuted.

Is it legal for an estranged-spouse to purchase community assets from a bankruptcy estate and re-sell for personal gain?

There is nothing legally wrong about buying property intending to make a profit. I am wondering if you rushed into bankruptcy without knowing...

Bankruptcy

Money you owe for rent to an old landlord is dischargeable.