If a bankruptcy case is complete how long is reasonable to receive a discharge letter?

If you have been waiting 5 or 6 years to receive your bankruptcy discharge, it is high time to look into the reason. A discharge is normally...

How to negotiate with debt collection agency for a settlement and to not have the record on the credit report?

Debt collectors don't usually expect to collect the entire amount they are after. You should find them to the idea of a reasonable...

You remind me of a guy standing in a vat of gasoline who is about to light a cigarette. Here's why. Putting a lien on your own home will have no...

My school finals department say I owe more money then I do?

They can't charge you the $20 unless your written agreement with the school allows them to do so. Regardless, I think it is highly unethical for...

Debt collectors misbehaving. Kenneth, Eisen, and Assoc. out of Phx, AZ.

Good question. I did a Web search for you. I found the same information you mentioned on the web site of Experian. Therefore I would expect that...

I was charged sixteen thousand dollars and i paid the county collected sixteen thousand dollars for General Relife

You probably had a lawyer handling the case that you won. If so, go back and see that lawyer immediately. I am guessing that the county lien was...

Will Chapter 13 Trustee know/find out that I am listed as a signer on my grandmother's business account?

You are required to disclose the existence and nature of your interest in the account. Your case will be in serious trouble if the account it is...

Reopening a Bankruptcy case

If done correctly, the whole thing should be finished in about 2 weeks.

Should I file bankruptcy?

I suggest that you and your mother should both see an experienced local BK lawyer immediately. Your mother is already up to her eyeballs in your...

If my credit cards are paid off, do I need to report them in the bankruptcy

No, because they are not debts, and they are not assets, either. However, if you paid them within the past 3 months, you may have to report that...