Can portfolio recovery associates place new collection accounts on my credit report without validating?

It sounds to me like it is time for you to talk on the phone with them, preferably somebody higher up the food chain in their organization. You...

How to deal with a debt collection agency who has not reached out to me over a debt?

Debt collectors don't knock themselves out trying to bring in $20. So, it's no surprise you didn't hear from them. It sounds like you know who the...

I think the collector is bs'ing you. Besides, based on your description of the event, there is a debt, but there was no crime.

Be completely honest, and disclose the bankruptcy. Particularly since they will find it, anyway. Debts you discharged in bankruptcy are no longer...

What to do about a false lein. When you have proof

Recording a false instrument is a felony in most states; it is also a fraudulent transfer. Where you go with this and what you do about it depend...

A dismissal without prejudice does not bar the refiling of a lawsuit. In the new suit, the statute of limitations must be raised as an affirmative...

I expect this to remain on your report for 7 years from the date of delinquency, however it should also reflect that the debt was settled in full....

MC L 600.5809?

It sounds like this arises as part of a criminal sentencing order, and not as a civil judgment. Let's move your question over to criminal law, and...

Should I file bankruptcy or go through another means to get out of debt?

What you should do is have in in person consultation with one or more bankruptcy lawyers. Having a consultation does not mean that you are filing...

Your tender is not a defense, because he says you owe more than the amount that you tendered. I suggest you go to court. You have probably...