How much is the debt? The amount matters, and the amount you owe will have a bearing on the amount you owe.

How do I settle a debt out of court step by step

If your balance is somewhere near the $400 credit limit you mentioned, I doubt you will ever be sued. However, if you sincerely want to settle,...

You can be taxed if the creditor forgives the debt. If that happens, you can be taxed on the forgiven amount which will count towards taxable...

Unethical lawyer filed false judgment ?

File an immediate opposition to the proposed judgment.

How many times can a judgment be renewed?

It can be renewed indefinitely. The catch is that maybe the plaintiff will forget to renew it. It must be renewed before it expires.

I am looking for an attorney to negotiate my debt, who doesn't charge a flat rate only to attempt negotiation.

The fee you pay a lawyer is always the subject of a negotiation. A lawyer can ask you to pay X, and you can offer instead to pay Y. So, talk to...

I couldn't afford my car payment now what's next

Debts are collected against a person. It really doesn't matter whether your records are under a TIN or a SS number. The person who owes the debt is...

What debts are binding?

Your question will attract much better answers if we shift you over to probate and out of debt settlement. I'll do that for you.

Got my my judgement vacated!!!

Good for you. Glad it worked out. And, it sounds like you had a good judge.

Is it illegal to live in a regular motel in Michigan even if you keep up with payments on time?

Please find out if you are eligible to file bankruptcy (I bet you will be eligible). Do this by talking with one or more local bankruptcy lawyers....