Can my boyfriend take the car back if it’s in his name but I’ve been making the payments on it for a year?

First, I would remind him of the agreement made between you. I would also remind him that if he takes the car back, he will be stuck paying for it....

USPS failed to obtain proof of delivery for a debt validation request letter sent via certified mail. What rights do I have?

It seems clear the creditor received your dispute letter. Their report to the credit bureau proves that. However, disputing a debt does not mean...

My co-signer took my car from me. I have been making payments on it for four years. Can I get my money back from them ?

I think you have a valid claim, but your claim does not include all of your prior payments - because while you were paying, you also had the use of...

Can i sue for a $200 debt with no written agremeent, but got textmessages and transactions towards the loan?

You have enough evidence to sue. But suing and winning a judgment does not guarantee you will ever collect anything.

This far I haven't received anything.. could this be a scam or attempt to collect on a debt?

It is perfectly legal to be sued on a debt that arose from overdrawing your checking account. If you think it is a cam, ask for them to validate...

What is my best option?

You talk like fixing your credit is an actual option. Please tell me, how do you think you go about fixing your credit?

How do I get information to collect from small claims

It sounds like the debt is uncollectable. You are in the same boat that debt collectors find themselves in many times every day.

I don't understand what you are referring to: "Got weird transcations on bank account." Please be very specific. In any event, there is a lot...

Will this have a detrimental impact on home purchase?

I'm sorry to say, you probably will have to wait. Your Bk and quit claim deed did not remove you from the credit consequences of being on the loan...

You have cited a Federal statute, so I will assume this is in Federal District Court. In my opinion the judge is entitled to preside over this...