Los Angeles, CA
Bankruptcy and debt Lawyer at Los Angeles, CA
Practice Areas: Bankruptcy & Debt, Chapter 13 Bankruptcy ... +3 more
I think you are safe without answering the complaint if you have the settlement agreement in writing and proof that you paid it. But follow-up with...
Your defense seems centered on the fact that you never previously knew about the debt. But now you do know. So, what would you have done about it...
You are not telling us nearly enough to give you an answer. You should submit a new question and tell us what exactly was wrong with the sale.
Since you do not want to prosecute, you will remain stuck with the debt. I see no options, other than your own BK case. And, it may now be too late...
He can sue you, but he has no damages to win. So a suit would be meaningless. And, you can file a cross complaint for the money he still owes you....
Settling will probably have little or no immediate effect on your credit score. However, over time your score will probably creep up.
There are just too many moving pieces to this question for us to really understand what the problem is and to form any idea of what to do about it....
When they over pay benefits to you, Social Security is entitled to intercept your tax refunds to get paid back.
You should get your credit reports and see what shows up on them.
Maybe Wells Fargo still has your money. You may as well ask them. I get the fact that you turned in your change request on 12/14, but it is...
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