Can your employer change your wages right away?

Your job can reduce your pay unless you have an employment contract or work under a labor union contract. You have the right to quit. You should...

What options do I have so I wont be part of the debt? Can I still sign the roomate release form even tho it's too late?

I suggest you immediately reply to the debt collector that you dispute this debt, that you moved out after the lease expired, and you left when...

If I list my cellular provider in my chapter 13 and reject the contract, is the actual phone MINE to take to another company?

That depends on your contract. You should read it. From the agreements I am familiar with, my guess is you won't get to keep the phone.

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Bill submitted to collections though not my fault.

You can dispute the item on your credit report using the same reasons that you mention in your question. And, at the same time you should keep...

Question, if US BK Court Judge Ordered Discharge 1328(a) for the deceased & Final Order 522(q). Can secured

We still have no idea what your question is. Don't worry about telling us what the law says. Tell us your question.

What are my next steps do I have any means to get some form of payment to a new car?

I think the problem here is that your car was worth less than the balance due on the loan. Your car insurance normally covers up to the value of...

If you have a question, I can't figure out what the question is.

Dividing the monthly rent by 30 days is the way that per diem rent value is figured. It is not double counting unless you are being asked to...

Can my SSD check be garnished for a small claims court

Your Social Security can not be garnished. Make sure your money goes into a direct deposit bank account.

If total (7) claims in ch 13 & 1 secured & (1) non secured claim allowed for plan completion. Debtor met all criteria for Discha

I have no idea what you are asking this time. Please try again with a new question.