Archived
I did not include a vehicle in my chapter 13 case I am currently behind on my Note can it be repossessed
Leon's answer
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Answered on July 31, 2018
If this debt was correctly scheduled in you CH 13, the lender will normally have to ask the court for permission before they can repo, (called a...
Archived
Can I be sued for a 9 year debt?
Leon's answer
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Answered on July 31, 2018
Not likely! California has a 4 year statute of limitations. Did they file suit, or merely threaten they would? If the did file a suit, tell them to...
Archived
What is the average % a collection company will settle a court judgment for if a lump sum payment is made?
Leon's answer
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Answered on July 31, 2018
Cutting the debt in half and paying $100 per month is very unlikely to be accepted. You already had a monthly payment deal on your credit card and...
Archived
What can I do about Navient misleading me about forbearances as well as constantly raising interest rates?
Leon's answer
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Answered on July 31, 2018
You can file a complaint with this Federal agency. They are very interested in collection abuses committed by Navient. ...
Archived
Do funeral costs have to be paid out of the life insurance money, or can they be paid out of estate assets?
Leon's answer
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Answered on July 31, 2018
That is right about life insurance paid to a beneficiary.
The funeral expenses are an estate expense if the estate pays for those expenses....
Archived
I have a bad deal with Ford Motor & need some help to correct a Repo. Problem...
Leon's answer
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Answered on July 31, 2018
I'm sorry but there is no good advice for you without more information about what precisely is in dispute, and whether you have filed an answer....
Archived
Can I accept 6 months rent in advance, which is being offered by my rental applicants?
Leon's answer
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Answered on July 31, 2018
I would be very fearful of leasing to them.
If they do file bankruptcy the prepaid rent will be an asset of their bankruptcy estate and there...
Archived
I want to know if a collection agency can place a debt you owe to a university on your credit, the debt is from 2002-2003?
Leon's answer
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Answered on July 31, 2018
This is tough to answer without having more to go on. If the tuition debt is evidenced by a written contract, the statute of limitations might be...
Archived
Can I be sued for money from a deceased's relative for money I owed to the deceased?
Leon's answer
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Answered on July 31, 2018
The trustee or executor of the estate has a duty to try and collect the debt. You are entitled to credit for what you can prove was paid. What the...
Archived
Can a lease company (who never filed a chapter 13 proof of claim) file a claim after my case is confirmed?
Leon's answer
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Answered on July 31, 2018
If they were correctly served and the bar date has passed, I think you are home safe. You can contact the leasing company and arrange to turn it...
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