My judgment has been sold for the second time in less than a year. Is it easier to negotiate a settlement with this 3rd party?

There could be all kinds of reasons for the merry go round transfers of the judgment. But the bottom line is that nobody has yet collect one dime...

Do I have any recourse ?

Take everything you have on this to a consumer law attorney for an opinion. Things that could make a difference are whether the actual medical...

Finance charges too high? ?

This is really confusing. You should explain what exactly it is that has ruined your credit, whether you received the item, and you should explain...

Can debt collectors sue me from a overdraft account from 12 years ago?

Debt collectors do not warn ahead of time that they are trying to serve a lawsuit, so I think this call was part of a scam. There is a lot of...

If the summons was served by publication, the advertisement should give the deadline to file an opposition. But without seeing it, we are in the...

I have a full-time job I am being garnished from ORS if I have a second job can ORS garnish those wages to?

Yes, they can. It makes no difference that this would be a 2nd job. Whether you got a big raise at your job or earn it at a w 2nd job, it's all...

Old landlord is collecting debt on me and I didn’t know I had it?

What you can do is demand that they validate the debt, by showing you proof that they are legally entitled to collect on it, and all evidence they...

It seems plausible that the post office lost your check, but who knows. You can stop payment on the lost check. But even if it does turn up and...

Is it legal for a dealer to partially finance a car and your bank to do the other part?

I don't understand why you continue to play footsie with a crooked car dealer. The car is a lemon. They know it, and now you know it, and they...

What can I do when being sued by payday loan company?

It sounds like there is likely to be a judgment against you for the amount owed. And naturally, damage to your credit will occur. Most folks who...