Archived
Is money written from deceased fathers checking account, prior to passing, considered part of his estate?
John's answer
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Answered on August 10, 2017
In the given facts the ex-wife has threatened litigation and the fiancée has been given notice of the claim. It appears sound advice to hold the...
HHow can take over my sick grandpas car loan without him being there?
John's answer
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Answered on August 10, 2017
The facts do not mention your age and credit worthiness to either assume the car loan or to buy it assuming your grandfather's consents. If your...
Archived
My mom died and left approximately $2,000.00 in her bank account and $5,000.00 in life insurance do we need to pay inheitance ?
John's answer
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Answered on August 10, 2017
you should consult with an accountant in your city as there should not be any taxes due given the amounts stated.
Can a lender transfer a loan in the middle of a loan modification review?
John's answer
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Answered on August 10, 2017
Non performing loans are often sold in bulk to the secondary lender market which seems to have occurred . Large banks have in house legal...
Archived
Loan settlement on home equity was paid 10 yrs ago and all of a sudden I get a letter of release.
John's answer
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Answered on August 10, 2017
It appear that while its taken years to occur that you are being pursued for forgiveness of debt income on the amount that was forgiven or "written...
Archived
How does a cosigner withdraw money before 45 day required bank grace period ?
John's answer
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Answered on August 10, 2017
If the daughter was added to the mothers account as a joint authorized signer then the daughter has full authority to withdraw funds after mothers...
Archived
Is it legal for a bank to not list interest charges?
John's answer
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Answered on August 10, 2017
You can request in writing for an accounting of applied payments sent on the loan. The bank charges interest on a daily basis and the rate may vary...
Archived
Can or should I pre-pay rent for from non-exempt bank funds to protect from garnishment before or during Chapter 7 filing ?
John's answer
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Answered on August 10, 2017
Garnishment is a procedure used after entry of a judgment. Garnishment cannot continue once bankruptcy is filed. Rent is an ordinary expense...
Archived
Can the bank continue automatic draft after i file for chapter 7?
John's answer
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Answered on August 10, 2017
If you notified the bank of your bankruptcy petition then the bank should not have continued to debit your account but would have sought to compel...
Archived
Want to prevent wages being garnished from defaulted student loan debt?
John's answer
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Answered on August 10, 2017
You can go on the website at the Department of Education and see the various problems available for student loan repayment plans. Once defaulted...
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