Archived
I filed for bankrupcy under chapter 13 but I don't have an income. Can I withdraw from it and what are the consecuenses?
Sergio's answer
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Answered on September 22, 2010
You have the right to voluntarily dismiss your case.
You also have the right to convert to a Chapter 7, as you'll qualify due to your lack of...
Archived
My wife and I filed bankruptcy in 2004 chaper 7 and it was dismissed all credit cards can we file again credit cards?
Sergio's answer
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Answered on August 29, 2010
No, you need to wait 8 years from the date of the last filing in 2004.
Archived
Should we pay this?
Sergio's answer
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Answered on August 29, 2010
If neither girl was charged - they, by definition, could not have been convicted. Their criminal records appear to be safe from the...
Archived
Child support arrears
Sergio's answer
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Answered on August 18, 2010
The answer depends on how your spouse (and his/her attorney) pursue enforcement of the judgment. It is likely that they would be able to satisfy...
Archived
Can you reaffirm with a auto lender in a chapter 13 plan?
Sergio's answer
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Answered on August 18, 2010
While you could reaffirm, I would suggest you consult with your attorney first. If the car is now worth less than the amount owed, you have options...
Archived
Help! I'm doing this in pro se.
Sergio's answer
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Answered on August 16, 2010
Be careful about doing a chapter 13 after your chapter 7 discharges. The trustee will look for evidence of bad faith (such as knowingly disposing...
Archived
I was just served a civil summons from a creditor. What happens if I ignore it?
Sergio's answer
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Answered on August 09, 2010
If you ignore the summons, the creditor will take a default judgment against you after you fail to answer the complaint.
The creditor can then...
Archived
What is a Chapter 20 bankruptcy?
Sergio's answer
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Answered on August 09, 2010
Chapter 20 refers to the filing of a chapter 7 BK, followed by the filing of a chapter 13. Many people (including many lawyers) don't understand...
Archived
Do I need a Bankruptcy Attorney
Sergio's answer
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Answered on August 09, 2010
First, sorry to hear about your accident.
$30K+ in medical bills that you can's afford to pay must also be a huge nuisance. Bankruptcy is a...
Archived
I did not list a debt from 2002 on my recent discharged bankruptcy? They are now trying to collect the debt. What do I do?
Sergio's answer
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Answered on August 08, 2010
Once you received your discharge, you cannot add newly discovered debts.
However, the claim may be barred by the Wisconsin statute of...
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