The question should not be whether you can file a Chapter 7, but whether you should. The trustee might try to sell your home if you have any...

You will keep the car whether you reaffirm or not if you STAY CURRENT and keep the insurance current. Also, as long as you filed your Statement of...

You should probably call or email the trustee's paralegal/assistant instead to see what his intention is with the asset. I find that they are more...

Do I have to add my school to my bankruptcy?

You also need to include the payments to the school in Schedule J (Monthly expenses) under "other expenses." You will need to be specific with the...

I may be in the minority here, but I think calling first is better than a letter, at least initially. When you call the trustee's office, you will...

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The Chapter 7 will only liquidate the business, as in sell its assets to satisfy its debts. You be on the hook for any debt not paid through the...

There is nothing to discharge in the Chapter 13. The Chapter 7 discharged your personal liability to the mortgage, but not the lien. The lien...

The bottom line is you either follow the advice of your attorney or find someone else. Since you are represented by an attorney, it is really not...

I received a Form 309A notice of chapter 7 bankruptcy -

You can also call the appropriate Bankruptcy Administrator in North Carolina. They oversee the trustees in the state. If you tell them that you...

State taxes are not going to be reported on your credit report. You may want to contact a bankruptcy attorney and/or tax attorney to see what you...