I disagree with my learned colleagues that the FDCPA does not apply to mortgage companies. When a mortgage is delinquent, it is, invariably handed...

Never received initial written notice of debt from debt collector

A debt validation request has to be send within 30 days. However, it may be possible that they do not report within the stipulated time period and...

Ex-husband tried to transfer $10,000 debt to me by giving my name to collection agency and possibly hospital and hold me liable

Attorney Espada had given you an excellent advice. The collection agency has their own mechanism to verify debts and do not start collections based...

When contacted by a collection agency regarding a debt, can they identify the original account it is regarding?

Under the FDCPA, and as Attorney Bunce has correctly pointed out, the collection agency cannot leave anything which is of person nature and...

The California State Board of Equalization is asking me $ 150,000.00. if I leave the country for good would that follow me?

Leaving the country is probably a very bad choice. You certainly have defenses and can defend yourself in any civil litigation or file bankruptcy...

I want to know who is the original creditor? The store I bought a product from or the finance company that is sends the bill?

There name should be on the bill of sale or the financing agreement. Probably, they have sold this account to another collector or agency who is...

There is no rent control ordinance in commercial leases. Also, since you have month-to-month tenancy, you probably have little leeway in...

I was offered a job , signed the offer letter, worked two days and now they are saying they can not proceed.

Nevada is considered right to work state: That means your employer can terminate you for any reasons, no reasons or good reason, and the same you...

Was in nursing facility and was told it was charity. Received letter from atty stating being sued and I have no money to pay.

The other attorney had given you an excellent advice. You said that you had received letters that you are being sued. Giving empty threat of...

Aren't collection agencies required to notify you of debt owed?

During the time period, many company takes over and the account is bought, sold, and new collection agencies assumes paperwork. However, there is...