Archived
Chapter 13 discharge & return vehicle needing major repairs to creditor and refile Chapter 7? New spouse's income is substantial
Richard's answer
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Answered on September 05, 2013
Would you have "passed" the means test at time of filing? That is *generally* the relevant test for conversion and good faith.
I'm assuming...
Archived
Do we need to worry about a deficiency judgment if we filed chapter 7 bankruptcy? The BK was discharged in 2011.
Richard's answer
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Answered on September 05, 2013
The Chapter 7 discharge wipes out liability on the notes, including for deficiencies.
While it is conceivable that post petition acts, such as...
Archived
I filed chapter 13 pro se and am one payment late on my car insurance
Richard's answer
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Answered on September 05, 2013
If you missed a payment post-petition, they can cancel. It's that simple.
Archived
I'm in a 2 year lease w option to purchase can my land lord evict me, if I pay my rent on time?
Richard's answer
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Answered on September 05, 2013
You need the contract reviewed to see where you stand.
And you probably need a letter from an attorney to show you're serious.
Can an auto finance company garnish my wages in Nevada for a judgment in Indiana?
Richard's answer
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Answered on September 04, 2013
The judgment can be registered here, but no action can be taken for thirty days.
If, however, you work for an employer with a presence in both...
Archived
Signed contract to buy car under pressure. Backed off and did not get the car.
Richard's answer
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Answered on September 04, 2013
If the email is from the other party to the contract, forward it to the loan company--and also to whomever at the dealership is expecting you to...
Archived
The FBI called me want me to go to their offices I have talked to them before can they arrest me there.
Richard's answer
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Answered on September 04, 2013
Yes.
Time to retain a lawyer.
Archived
How long must I live in Nevada before I may file bankruptcy?
Richard's answer
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Answered on September 04, 2013
It's usually 91 days, and is that if you only lived in one other state. Whichever state you've spent the largest portion of the last 180...
Archived
What are the issues with Contract for deed sale?
Richard's answer
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Answered on September 04, 2013
Just for openers, that it is probably a breach and default of your promissory note's due on sale clause, that you're selling to someone who can't...
Archived
I am about to do seller-financing on a property where I owe mortgage.
Richard's answer
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Answered on September 03, 2013
If you really mean to do this, save yourself a lot of trouble and file bankruptcy now.
These blow up in the seller's face pretty much every...
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