Archived
Collection agency sends payment demands to the wrong address for months. Should borrower have to pay the fees that accrued?
Richard's answer
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Answered on March 04, 2013
You have multiple issues here--the account itself, and the particular charges.
Were you aware it was a credit application that you signed (if...
Archived
Which statute do I site when claiming plaintiff used false documents as evidence in summons answer?
Richard's answer
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Answered on March 04, 2013
You don't cite statutes in an answer, anyway; it's a list of agreement and disagreement with the complaint.
You are probably looking at...
Archived
Can a creditor take money from a prepaid credit card that use to deposit my paycheck?
Richard's answer
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Answered on March 04, 2013
It's an asset, and and account.
It's subject to garnishment.
Whether it's likely to be found quickly is another story, but the creditor can...
What is considered real and personal property for bankruptcy purposes? I have a car but do not on it, making payments.
Richard's answer
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Answered on March 04, 2013
This isn't defined separately for bankruptcy; it's the regular definitions.
Land and things attached to it are real property; other property are...
Archived
A judgment was place against me without me being notify for a apartment I rented eight years ago and my wage is now attach
Richard's answer
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Answered on March 04, 2013
It is important that you move quickly, as the time in which you take from learning of this is frequently a factor in being able to set it...
Archived
Is there a Statute of Limitations on a Judgment, if the judgment has never been paid on in 5 years or more?
Richard's answer
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Answered on March 04, 2013
While judgments eventually expire, Mr. Lewis explained how long they last in your state.
However, it may be possible to settle an ancient...
Archived
This is a follow up question. I am a co-signer on a student loan. I have made monthly payments to keep the loans from going
Richard's answer
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Answered on March 04, 2013
If it was actually their error, then the statement of default is inaccurate, and this inaccurate statement is being used to collect a debt, and you...
Archived
What makes a credit collectors "evidence" valid and admissible?
Richard's answer
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Answered on March 04, 2013
And in pretty much all circumstances, a person's testimony is needed as well--the documents are to illustrate the testimony.
At trial, someone...
Archived
Credit history showing collection amount.How to remove from the credit history.Please suggest me to get good credit.
Richard's answer
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Answered on March 04, 2013
If the statement is truthful, you are not not entitled to remove it. "Credit repair" is generally a process of submitting dishonest disputes and...
Archived
How much interest and/or fees can a collection agency charge annually , up to 7 years , starting from charge - off amount?
Richard's answer
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Answered on March 04, 2013
Are you asking a question, or trying to get attorneys to accept your view of law?
A collector can charge whatever the original contract allows,...
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