After a Final Judgment is filed in a debt collection case can the defendant rescind or fight the case?

The requirements very by state, but a common theme is that you have to move rapidly upon learning about the case. See an attorney yesterday, or...

I have a title loan through a payday advance company and they are wanting to repo. Can I file Bankruptcy and save car?

As Mr. Gottlieb noted, Chapter 13 is likely to be necessary. With Chapter 13, the creditor just doesn't get a choice. With 7, as noted above,...

You can always negotiate, and judgments can be settled at less than face value. The judgment holder, though, has no obligation to accept a...

If a law firm obtains a past due credit card debt and takes you to court are you legally liable for their own attorney fees?

I'm not sure that I've ever seen a credit card agreement that didn't provide for attorney fees. On top of that, some states allow attorney...

T-mobile is suing me for $1000 in Superior Court of NJ. Can I counter-sue for misrepresentation?

Arbitration of your dispute may well be less expensive, too. Suing for misrepresentation is not likely to be worth your while--what are your...

I am married but only want to do a Chapter 7 on my credit card bills, do I have to turn in my husbands income or just mine.

The means test is based on household income, not individual income. However, some spousal income may be able to be "backed out" on the means...

How to stop the bank who has my auto loan from reporting wrong info.

You can dispute an item on your credit by writing to the agency. You can find the instructions and addresses at annualcreditreport.com If you...

I am being sued for a privates student loan. I am currently not working and have no assets.

As Miss Rodriguez noted, the Attorney General being involved on a private loan sounds wrong. On the other hand, "dicey" and dishonest behavior...

I can not find a lender who will re fi my mortgage because its not reaffirmed after a BK 7 . DO you know of one that will ?

Are you trying to reaffirm, or refinance? Reaffirmation has to be done before discharge. Refinance would have nothing to do with whether or not...

Even if you did intend to pay it back, this would simply asking for expensive litigation within the bankruptcy . . .