Planning to file chapter 7 next week. Can we stop the auto-withdrawal payments ($500mo) that will happen again tomorrow? How?

I question if you need to file bankruptcy. Aside from harassment, which can be dealt with, you don't need to fear your creditors. If you own real...

We filed bankruptcy 2 years ago never reaffirming the 2nd mortgage. How would we negotiate a settlement on the 2nd mortgage now?

Not sure what you mean by your question. Are you trying to establish a selling price? As it relates to your obligation to the second mortgage, if...

Are creditors required to mail debtor proof of claims?

No the creditor is only required to file it's Proof of Claim with the Court. As a Pro SE filer you'll need to set up a Pacer account to review...

Rental property foreclosed and sheriff sale already confirmed.

If in fact the court confirmed the Sheriff sale of the property, then ignore the letters. Or get a copy of the courts Order and mail it to the...

The effect on your credit should end with the sale of the house at Sheriffs Sale. As to the deficiency, chances are there won't be a deficiency...

Which federal exemption code do I list for a Chapter 7 tax refund exemption? Can I list my household/clothing together or each 1

Before you file please consult with an attorney in your area to make sure it is necessary for you to file. You may be in a financial situation in...

You do not need an attorney to file a Chapter 128. The court filing fee is around $35. Before you file I'd suggest a few things: go to Green...

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Can I negotiate with the new owners of my credit card debt before I see them in court next month?

I'm not sure you got proper advice from the attorney you spoke with regarding filing bankruptcy. You are not barred from filing bankruptcy because...

The funds taken after your case was filed constitute a violation of the Stay (fancy legal term for stop) that went into effect when your case was...

I need all copies for a foreclosure and bankruptcy.

Your bankruptcy paperwork is stored at the federal courthouse, 517 E Wisconsin Ave. Because its older you need to either pay to get it online or...