Archived
How can i stay in my home for the rest of the school year after recieving a default judgement from my mortgage company?
Edward's answer
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Answered on October 11, 2012
When was default judgment entered? You have until the expiration of the Redemption period which is most likely six months. Have you contacted the...
Archived
Is bankruptcy attorney accountable for not having reaffirmed mortage as was agreed?
Edward's answer
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Answered on October 06, 2012
I can't speak to the discussions you had with your attorney regarding the reaffirmation of your first mortgage. In the Eastern District of WI...
Archived
No longer owner of property in foreclosure?
Edward's answer
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Answered on October 04, 2012
You will no longer be the property owner once the court conveys ownership of the property to the new owner. That takes place at a Confirmation of...
Archived
Will bank give you loan if you had money judgementns against you, but paid them off?
Edward's answer
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Answered on September 27, 2012
Is this a loan to purchase a home at Sheriff Sale, or purchase your home at Sheriff Sale? Most likely if you are trying to purchase your home at...
Archived
Does this qualify for intentiional distress?
Edward's answer
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Answered on July 11, 2012
Depending on the timing of the scenario you've put forth there may be a violation of discharge. The bankruptcy court could look at punitive...
Archived
How long do creditors have to pick up property after bankrupcy?
Edward's answer
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Answered on June 24, 2012
Not to avoid anwering the question, but I need a little more information. Was this a lien from the lender used to purchase the vehicle? Did you...
Archived
Under WI law can a husband be liable for NEW credit card debts incurred by their ex-spouse AFTER the divorce ?
Edward's answer
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Answered on June 20, 2012
The scenario you describe means you should not owe the debt for post finalized divorce debt. The fact that a collection agency is try to collect...
Archived
Can my car be taken away over a $1,900 credit card judgement?
Edward's answer
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Answered on June 11, 2012
Your car is safe. Wis. Stats. also allows you to use the unused portion of your household good exemption to cover an automobile. For all...
Archived
Stopping bankrupcy
Edward's answer
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Answered on June 09, 2012
Perhaps the best strategy might be to convert the case to a Chapter 13, then your parents could have an absolute right to dismiss their case. The...
Archived
Been negotiating a modif. for 4yrs with BOA. They just denied us modification and filed foreclosure. Can we save house?
Edward's answer
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Answered on June 07, 2012
You may have a couple of remedies. The first is the answer you filed in the foreclosure. BOA must prove its accounting is correct and that you...
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