Attorney Vern S. Lazaroff's Legal Cases

Bankruptcy and debt

Chapter 13 Bankruptcy – Home Saved from Foreclosure

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OUTCOME: Client successfully completed Chapter 13 plan and saved their home from foreclosure.

Client faced imminent foreclosure and overwhelming debt. Through a carefully structured Chapter 13 repayment plan, Vern guided the client through a complex multi-year bankruptcy proceeding. The case in ... volved navigating creditor negotiations, court filings, and ongoing compliance with the repayment schedule to protect the client's primary residence.

Bankruptcy and debt

Chapter 7 Bankruptcy – Complete Debt Elimination

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OUTCOME: Client became completely debt-free within 3 months of filing, receiving a full discharge of unsecured debts.

Client came in with significant unsecured debt and no viable path forward. Vern assessed the client's financial situation, determined eligibility for Chapter 7, and guided them through the filing and d ... ischarge process efficiently, minimizing disruption to the client's daily life.

Probate

Guardianship & Power of Attorney – Elder Care Estate Planning

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OUTCOME: Successfully obtained power of attorney and guardianship orders; facilitated smooth estate sale.

Client needed legal protection established for aging parents who were no longer able to manage their own affairs. Vern handled the full scope of the matter, including obtaining power of attorney for th ... e client's father and pursuing guardianship for the client's mother through the New York court system. Vern also represented the client at the subsequent sale of the parents' estate on Long Island.

Real estate

Municipal Code Enforcement – Court Rules City Overreached

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OUTCOME: Court ruled in favor of the client, finding that the City of Port Jervis overreached in its code enforcement action. (Times Herald-Record, March 2016)

Vern represented a client against the City of Port Jervis after the city's building official issued an improper code enforcement action. Vern challenged the city's authority in the matter, arguing that ... the enforcement exceeded the municipality's legal jurisdiction and authority.

Vern S. Lazaroff's Legal Cases (4)

Chapter 13 Bankruptcy – Home Saved from Foreclosure

Chapter 7 Bankruptcy – Complete Debt Elimination

Guardianship & Power of Attorney – Elder Care Estate Planning

Municipal Code Enforcement – Court Rules City Overreached