If you are already working with a debt relief company, are you able to decide to do bankruptcy instead?

Absolutely, assuming there isn't a separate reason to disqualify for filing, or choosing to file.

I no of no legal reason you could avoid a lawsuit for either of those two reasons. But you could file bankruptcy. See an attorney for a free...

A title loan company ?

A bankruptcy would stop the repossession, and may be right for you depending on your overall circumstances.

Call and make an appointment with an ATTORNEY that practices in the area of student loan debt.

What can I do?

That is a real tough one. Do you have other debt problems? You could ask for a new trial if the timing is right in the original case in which a...

How long do I have to live in AZ before filing bankruptcy?

The greater period of the last 180 days, so if you lived in Arizona for 91 out of the past 180 days, you can file here in AZ.

How can I find out if a private lender is legit?

It has definite earmarks of being a scam. But if you have debt problems that you can't resolve, you can call me for a free consult.

How is $800.00 interest and $50.00 principle legal for one month payment?

There is no Usury law in Arizona, which basically means they can charge whatever interest rate they can get someone to agree to. If you have...

Can I be arrested if a financing company didn't repossess my truck and I thought they did and no longer have it?

Do you have proof that you told them to pick up the vehicle and told them where it was? Can you track the vehicle with the Tucson Police...

Do I still owe money on my mortgage with Owen.?

It would be wise to go online and get a copy of the most recent statement. In general, if you want to keep your house, keep your mortgage payments...