How to ans. a summons for credit card debt.

You are probably judgement proof and don't need to file.

How does one answer a summons?

If you are judgement proof then don't worry about it.

When filing for ch.7 bankruptcy, will paying for my dtr's wedding gown and reception be held against me? I will file in 2013.

The standard of proof is whether or not the expenditure was reasonable and necessary. I have advised my clients against expenses like these when Im...

I wrote a check back in 2008 for some car repairs and the repairs were not done properly so I placed a stop payment on the check

Its not an issue for the county attorney because you you did not intend to defraud the creditor when you wrote the check. Hold your ground because...

Maybe? was the case dismissed? what does your attorney say ?

Can I stop making my monthly credit card payments if I've not yet, but intend to, file Chapter 7 bankruptcy? What will happen?

So long as you get the bankruptcy petition filed prior to a writ of attachment being obtained you should be alright.

How likely are "debt collections lawyers" to take you to court and attempt to collect? The credit card debt was $16,000 in 2003

Every file goes through a suit worthiness analysis prior to filing. Without know about the entire situation any guess is pure speculation.

How do we handle large amount of late credit card debt. We just got served on another credit card.

A bankruptcy discharge wipes away your unsecured debt. you sound like a good candidate.

I draw disability and that is my sole income. i just received a court summons to be sued by a medical group for an unpaid bill

You are probably judgement proof. check with a local attorney if you are judgement prof then do nothing.

I have some debt and was sued and have to pay them, but i am and have been on disability for many years and i don't have the

You appear to be judgement proof. Sometimes doing nothing works well.