When someone files bankruptcy against a secured mortage holder do you have to file a claim with the bankruptcy trustee

Secured creditors do not have to file proof of claim but it is good practice to do anyway.

If spouse has a 180 day filing bar imposed for voluntary dismissal of a Chpt 13, does that include Chpt 7 ?

Co debtor stay does not apply in chapter 7 if that is where you want to go with this.

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I filled for bankruptcy it was dismissed because I could not pay will it show up on a background check

The answer is yes with an examination.

I am attempting to collect a $15,000 promissory and the mother threatens to call the police claiming he is not home,knowing this

You might get arrested. Debt collection usually does not include going to the debtors home.

My mother in law is getting garnished because her husband has unpaid medical bills that add up to $8,000.

Payment plans have to be agreed upon by the opposing party. She sounds like a good candidate for bankruptcy.

Why is my reaffirmation on an auto not on my credit report and no activity of payment on this account displayed?

Lexington law are the credit report lawyers to talk to.

Is it legal for collection agencies to report negative information about someone who is under 18?

Talk to Lexington law in Utah.

Do I need to contact judgment debtor or take other steps before filing for a writ of execution and/or assignment order?

You can apply for a writ and then serve it upon the bank then send a copy to the judgement debtor.

Can they levy account if i just pay $10 a month

If you are in breach of the contract, and you probably are, then they can file a complaint and obtain a judgement.

What are the chances of f2 visa getting rejected

This question should be directed at an immigration attorney on this site.